Are you a consumer of Pacific Guardian Life Insurance Company Limited? If yes, you may get the payout from the settlement of $2 million that resulted from a class action lawsuit that was filed against the company for the 2023 data breach.
It was alleged in the class action lawsuit that the company didn’t take appropriate measures to stop the cybersecurity incident, which exposed the names, SSNs, financial account details, payment card information, dates of birth, and medical information of consumers.
This settlement has already received a preliminary approval from the court, and the claim form filing has already started. Note that the payout will be received only by those who are among the class members and submit a valid claim form.
When to expect the Pacific Guardian Life Insurance Settlement payout?
The payout from the Pacific Guardian Life Insurance $2M data breach settlement will be received by you if you submit a claim form; note that the deadline to do so is December 21, 2025. The settlement administrator will accept your claim form only if you have provided all the details accurately.
If you are among the class members, it is highly recommended that you file a claim form in the initial stage so you don’t have to face any last-minute rush, which results in rejection of your claim form. You only file a claim form for this settlement if you have received a notice about the date of the beach incident.
| Company Name | Pacific Guardian Life Insurance Company, Limited |
| Settlement Amount | $2 Million |
| Reason for Settlement | 2023 Data Breach exposing personal and financial data |
| Type of Case | Data Breach Class Action Lawsuit |
| Allegation | Failure to protect customer information properly |
| Information Exposed | Names, SSNs, financial and medical details |
| Eligible Claimants | U.S. residents affected by the 2023 data breach |
| Claim Form Requirement | Must have a Unique ID and PIN from the notice |
| Maximum Payout | Up to $2020 for documented expenses |
| Claim Deadline | December 21, 2025 |
| Final Approval Hearing | January 13, 2026, at 9:00 AM |
| Expected Payout Date | Around May 2026 (if approved without appeal) |
Who can file a claim form?
The eligibility requirements to file a claim form for the Pacific Guardian Life Insurance data breach settlement are as follows:
- You are a citizen of the United States of America, and you live in any territory of the country.
- Your personal, financial, and medical information was compromised in the PGLI 2023 data breach, and
- You received a notice with the Unique ID and PIN from the settlement administrator.
One who has already opted out from the class members for this settlement can’t submit a claim form to get a portion from the total fund.
How much can I expect?
By filing a claim form for the Pacific Guardian Life Insurance data breach settlement, you can expect to get a payout of up to $2020. Note that you will get this payment only if you claim the out-of-pocket expenses; in case of not providing documents, you will get a little amount.
Note that the payout amount is going to be different from one another for each class member. After benefiting the class members with out-of-pocket expenses, the remaining fund will be distributed among the remaining claimants on a pro rata basis.
How to file a claim form?
Filing a claim form for the PGLI data breach settlement is quite easy; go through the step-by-step instructions to do so.
- Go to the official website of the Pacific Guardian Life Insurance data breach settlement at pglidatabreach.com/.
- Find and click on the option that reads ‘Start Your Claim,’ and get redirected to another webpage.
- Enter your Unique ID and PIN, and then click on the Login button to access the claim form dashboard.
- Fill in all the details accurately, and then attach documents for out-of-pocket expenses.
- Choose the payment gateway as direct deposit or paper check and submit the claim form to claim payout.
When to expect the payment?
The payment for the Pacific Guardian Life Insurance data breach will be received by all the class members after the final approval; the hearing for the same will take place on January 13, 2026, at 09:00 am.
Note that this settlement gets final approval on the final hearing date without any appeal; there is high speculation that the payout will be received by claimants in May 2026.
Disclaimer: This is about the Pacific Guardian Life $2M Data Breach Settlement. Visit the official site to check if you qualify.





