Cash App agreed to the settlement of $12.5 million, which resulted from a class action lawsuit filed against the company alleging that it violated the rules of Washington law by sending promotional messages. Here, you will get to know about the eligibility, payout, claim process, and all about this settlement.
The class action lawsuit alleged that by sending unsolicited text messages, the Cash App has violated Washington’s Commercial Electronic Mail Act (CEMA) and the Washington Consumer Protection Act (CPA). The settlement fund will be distributed among the class members who submit a claim by the due date.
If you are among those who received the promotion text message from the Cash App, you could receive a portion from the settlement fund. As the settlement has already received the preliminary approval, now the claim form, the option to opt out of the settlement, and the objection to the settlement are made available on the portal.
What’s the $12.5M Cash App Settlement about?
In December 2023, Michael Bottoms, the plaintiff, filed a class action lawsuit against the company in the U.S. District Court for the Western District of Washington. It was alleged in the case that it sent ‘Invite Friends’ text messages to users without their consent, which violates Washington’s CPA and CEMA.
Between January 2024 and March 2024, the defendant, ‘Cash App,’ and the plaintiff, ‘Michael Bottoms,’ went through the discussion of the settlement, and then in April 2025, the company agreed to the settlement without accepting any wrongdoing, and the settlement details were made public.
In August 2025, the preliminary approval was given to the Cash App $12.5M settlement, and then a portal to submit a claim form was made available. If you have received any unsolicited text messages between November 14, 2019, and August 7, 2025, you can get a portion from the settlement by submitting the claim form.
Note that the deadline to opt out, i.e., exclude yourself from the class members (who are eligible for the payout); object to the settlement, i.e., raise concern against any part of the settlement agreement; and submit a claim form, i.e., apply to get the payout, is October 27, 2025.
Settlement Overview
| Case Name | Cash App Text Message Class Action Settlement |
| Settlement Amount | $12.5 million |
| Reason for Lawsuit | Sending unsolicited “Invite Friends” text messages without consent |
| Law Violated | Washington’s CEMA and Consumer Protection Act (CPA) |
| Who Filed the Case | Michael Bottoms |
| Eligible Period | November 14, 2019 – August 7, 2025 |
| Eligibility | Washington residents who got Cash App promo texts without consent |
| Claim Deadline | October 27, 2025 |
| Expected Payout | About $88 to $147 per person (may vary) |
| Fairness Hearing Date | December 6, 2025 |
How much can one get?
From the Cash App $12.5 million class action settlement, the payment will be received by all eligible claimants. The payout is all set to be received on the pro rata basis. Under the terms of this settlement, the average payment is expected to be between $88 and $147.
Note that if the number of claimants is huge, the payout amount is likely to be low. If the settlement administrator receives a number of claims lower than the expectation, you may get a large amount.
What are the eligibility requirements?
To receive a payout from the Cash App text message $12.5 million settlement, you must meet the following conditions:
- You are a citizen of the United States and live in Washington.
- Have received an ‘Invite Friend’ text message from the Cash App.
- This promotional message was received between November 14, 2019, and August 7, 2025.
- You never gave consent to get any type of promotional message.
- Received a notice from the settlement administrator, which carries your claim number and other details.
Note that the receiving of the notice with the claim number and other details isn’t mandatory; even if you don’t have this credential, you can submit a claim.
How to submit a claim?
The process of submitting a claim form for the Cash App $12.5M settlement is quite easy. To submit it, go through the step-by-step instructions available below.
- Navigate to the settlement portal at bottomstextsettlement.com/.
- Click on the ‘Submit a Claim’ button.
- Fill in your phone number and claim number, and tap on the login button.
- Provide all required details.
- Attach documents, if you have any.
- Choose a payment method and provide the details to get a payout.
- Review your claim form and hit the Submit button to finalize.
What’s after the claim form submission?
After the submission of the Cash App $12.5M class action settlement claim form, the fairness hearing will take place on December 6, 2025. On this date, the court will decide the final approval. The final approval may be announced a few days after this hearing.
It is expected that the settlement will receive the final approval in January 2026. Note that it is received without any appeal; you can expect the payout within 90 days, most probably in April 2026 or even earlier. If there will be any appeal, you may have to wait for months.
Disclaimer: The $12.5M Cash App settlement information is for reference only. Eligibility and payouts are determined by official settlement administrators.
